Privacy Policy

Last updated: May 25, 2026

1. Introduction

Welcome to Mortgage Calculator ("we," "our," or "us"). We are committed to protecting your privacy and ensuring you understand how your information is handled when you use our website (the "Service").

This Privacy Policy explains what information we collect, how we use it, and what rights you have regarding your data. By using our Service, you agree to the practices described in this policy.

2. Information We Collect

2.1 Information You Provide

Our mortgage calculator processes the loan parameters you enter (loan amount, interest rate, loan term, down payment) entirely within your browser. We do not store, transmit, or collect any of the calculation data you input. All calculations are performed client-side using JavaScript.

2.2 Automatically Collected Information

When you visit our website, certain information is automatically collected through standard internet technologies:

• Log Data: Your browser automatically sends information such as your IP address, browser type, browser version, referring/exit pages, and timestamps.
• Cookies: Small data files stored on your device. See Section 3 for details.
• Usage Data: Pages visited, time spent on pages, and interaction patterns.

3. Cookies and Tracking Technologies

3.1 Essential Cookies

We use a minimal cookie to remember your theme preference (dark/light mode). This cookie contains no personal information and is strictly functional.

3.2 Third-Party Cookies — Google AdSense

We use Google AdSense to display advertisements on our Service. Google AdSense uses cookies to serve ads based on your prior visits to our website and other websites. These cookies enable Google and its partners to serve ads to you based on your browsing history.

• Google uses the DoubleClick cookie to enable interest-based advertising.
• Google also uses other cookies and device identifiers for ad personalization and measurement.
• You may opt out of personalized advertising by visiting Google Ads Settings.
• You can also opt out of third-party vendor cookies at AboutAds.info.

3.3 Managing Cookies

You can control and delete cookies through your browser settings. Disabling cookies may affect the functionality of certain features on our Service. Refer to your browser's help documentation for specific instructions.

4. How We Use Information

The limited information we collect is used for the following purposes:

• To operate and maintain the Service
• To display relevant advertisements via Google AdSense
• To analyze usage trends and improve the Service
• To detect and prevent technical issues or abuse

5. Third-Party Services

5.1 Google AdSense

Google AdSense is an advertising service provided by Google LLC. Google uses the data collected through cookies to serve advertisements on our site. For more information on how Google uses data, please visit Google's Partner Sites Policy.

5.2 External Links

Our Service may contain links to external websites. We are not responsible for the privacy practices of those websites. We encourage you to review the privacy policies of any third-party sites you visit.

6. Data Protection

We take reasonable technical and organizational measures to protect any information processed through our Service. However, no method of internet transmission or electronic storage is 100% secure. We cannot guarantee absolute security of your data.

7. Children's Privacy

Our Service is not directed to individuals under the age of 13. We do not knowingly collect personal information from children. If you believe a child has provided us with personal information, please contact us so we can take appropriate action.

8. Your Rights

Depending on your jurisdiction, you may have the following rights regarding your personal data:

• The right to access information we hold about you
• The right to request deletion of your data
• The right to object to or restrict processing
• The right to data portability
• The right to withdraw consent at any time

To exercise any of these rights, please contact us using the information provided in Section 10.

9. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. Changes will be posted on this page with an updated "Last updated" date. We encourage you to review this policy periodically. Continued use of the Service after changes constitutes acceptance of the updated policy.

10. Contact Us

If you have any questions, concerns, or requests regarding this Privacy Policy or our data practices, please contact us:

• Email: 29873741@qq.com
• Via our About page